Does the bank’s FinTech innovation reduce its risk-taking? Evidence from China’s banking industry
In the context of developing FinTech innovation, a commercial bank’s use of FinTech innovation can improve its risk management capability, thereby reducing its risk-taking.This paper explores the impact and mechanism of a bank’s FinTech innovation on its risk-taking using panel data of 65 commercial banks between AC Adaptor 2008 and 2020.We inn